| APA | HECM. (2012, February 11). In Acronym Geek. Retrieved 22:12, February 11, 2012, from http://www.acronymgeek.com/HECM |
| MLA | "HECM." Acronym Geek. (2012). Acronym Geek. 11 Feb 2012 <http://www.acronymgeek.com/HECM>. |
| MHRA | 'HECM', Acronym Geek, 11 February 2012, <http://www.acronymgeek.com/HECM> [accessed 11 February 2012] |
| Chicago | "HECM", http://www.acronymgeek.com/HECM (accessed February 11, 2012). |
| CBE/CSE | HECM [Internet]. Acronym Geek; 2012 Feb 11 [cited 2012 Feb 11]. Available from: http://www.acronymgeek.com/HECM. |
| Bluebook | HECM, http://www.acronymgeek.com/HECM (last visited February 11, 2012). |
| Bluebook: Harvard JOLT | See Acronym Geek, HECM, http://www.acronymgeek.com/HECM (optional description here) (as of Feb. 11, 2012, 22:12). |
| AMA | HECM. Acronym Geek. February 11, 2012, 22:12. Available at: http://www.acronymgeek.com/HECM. Accessed February 11, 2012, 22:12. |